This research aims to analyze the dynamic interaction of **digitalization**, **corporate governance**, and **financial mechanisms** on the cognitive-behavioral processes of strategic decision-making in organizations. By integrating the frameworks of **psycho-technology** (the combination of psychology and technology) and organizational management, the paper explores the nonlinear impacts of these factors on the cognitive, motivational, and behavioral biases of decision-makers. The findings indicate that digitalization (especially the use of artificial intelligence and big data) enhances real-time information access, simultaneously intensifying both **decision-making empowerment** and **cognitive distortions** (such as information overload). On the other hand, corporate governance mechanisms (transparency, accountability, and incentive structures) act as key moderators, mitigating the negative psychological effects of digital environments. In the financial dimension, variables such as liquidity and market risk influence strategic choices by activating psychological defense mechanisms (loss aversion, overconfidence). This study presents an integrated model that offers strategies for **optimizing decision-making under uncertainty**, including the design of cognitive support systems and the reform of governance structures to reduce biases. The results are significant for organizational managers in aligning technology, psychology, and economics in strategic processes.
