The existence of robust warrants like arbitration contracts for resolving the financial claims based on effective methods causes the return of the banks’ claims and increases the profits of these institutions, and at the same time it is useful for both the borrowers and the banks because the more reliable the bank loan contracts, the more their contract would be coherent and solid. Of course, in operational terms, the banks most often prefer resisting the arbitration for the fear of unusual decisions and judgments by the arbitrators or the separation of the disputes being tried in an arbitral institution which has caused the banks to prefer courts over the arbitral institutions for the resolution of the discrepancies and they have also offered good and ponderable reasons for such a preference that is going to be investigated in the current study.
