TY  - JOUR
T1  - The Impact of Basel Iii Implementation on Risk-Taking Behavior of Banks in the Apac Region
A1  - Le Thanh Tam
A1  - Ho Van Tuan
A1  - Ho Duc Phat
A1  - Nguyen Ngoc Minh
A1  - Le Minh Khue
A1  - Truong Quang Hieu
A1  - Tran Duc Anh
JF  - Journal of Organizational Behavior Research
JO  - J Organ Behav Res
SN  - 2528-9705
Y1  - 2026
VL  - 11
IS  - 2
DO  - 10.51847/wvCUJoYG1Z
SP  - 1
EP  - 14
N2  - This study examines the impact of Basel III implementation on bank risk-taking behavior across the Asia-Pacific (APAC) region. Using panel data from 115 commercial banks spanning the period 2018 to 2024, we employ Feasible Generalized Least Squares (FGLS) regression to analyze the relationship between Basel III liquidity requirements and various dimensions of bank risk. Our empirical findings reveal several important insights. First, bank profitability is negatively associated with risk-taking behavior, consistent with the economies-of-scale theory. Second, the Liquidity Coverage Ratio (LCR) demonstrates a positive association with credit risk (CR), while the Net Stable Funding Ratio (NSFR) shows positive relationships with both default risk (DR) and credit risk (CR). Third, bank size emerges as a strong inverse determinant of risk-taking behavior. Fourth, macroeconomic factors exhibit differential impacts across various risk categories. These results provide significant implications for banking supervisors, policymakers, and financial institutions in the APAC region regarding the optimization of Basel III regulatory frameworks to promote stable and resilient banking systems.
UR  - https://odad.org/article/the-impact-of-basel-iii-implementation-on-risk-taking-behavior-of-banks-in-the-apac-region-l5q7imhts8beev7
ER  -